What is Affirm?

Used by many major retailers, Affirm is a reliable way to split your purchase into manageable installments that work for you. Affirm provides flexible payment options for purchases of $100 up to $20,000. You can take up to 24 months to pay.

The application process is easy. Choose a payment plan at checkout and get your total payment information upfront. There are no late fees or hidden fees of any kind. Both shorter-term interest-free and longer-term interest-bearing options are available.

Frequently Asked Questions

How do I make my payments?
You can make or schedule payments at Affirm.com or in the Affirm app.

Can I pay off my purchase early?
Yes—there is no penalty for paying early.

How might using Affirm effect my credit?
Checking eligibility will not impact your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.